Child-Only Health Insurance

At TrumpCare 123, we believe in providing top-notch insurance services to our clients. We are committed to providing a range of insurance products that cater to your needs and budget. Our team of experienced professionals is always ready to assist you in finding the perfect insurance plan that suits your requirements. With TrumpCare 123, you can rest assured that your insurance needs are in safe hands.

Health insurance that covers only your child or children - parents aren't included on the policy. Available from birth through age 26 in most cases. Some plans extend coverage through age 65.

Perfect for parents who have coverage through work but can't afford to add their kids, or parents who are on Medicare/Medicaid but kids don't qualify.

Lower Cost Than Family Plans
Why pay for a family plan when you only need to cover the kids?

Cannot Deny Pre-Existing Conditions
ACA child-only plans must accept all children regardless of health conditions.

Full Pediatric Coverage
Everything kids need - checkups, vaccines, sick visits, specialists, hospital care, dental, vision.

Coverage Through Age 26
Some plans through age 65 (TrumpPPO).

Year-Round Enrollment
Many child-only plans available outside open enrollment periods.

Parents with employer coverage that's too expensive to add children

Parents on Medicare (kids aren't eligible until 65)

Parents on Medicaid in states where kids don't qualify

Self-employed parents who want separate coverage for kids

Grandparents raising grandchildren

Legal guardians who aren't the biological parents

ACA Child-Only Plans

Must accept all children

Comprehensive pediatric benefits

Dental and vision included

Available during open enrollment or with qualifying event

Cannot be denied for pre-existing conditions

TrumpPPO Child-Only Plans

Available year-round

Coverage through age 65

Medical underwriting required

Often lower premiums than ACA

Full PPO network access

Medical Care:
✓ Well-child checkups and vaccines
✓ Sick visits
✓ Specialist care
✓ Emergency room
✓ Hospital stays and surgery
✓ Lab tests and X-rays
✓ Prescription medications
✓ Mental health services
✓ Urgent care

Pediatric Dental (ACA plans):
✓ Cleanings and exams
✓ Fluoride treatments
✓ Fillings
✓ Orthodontics (braces)

Pediatric Vision (ACA plans):
✓ Eye exams
✓ Glasses or contacts (annual allowance)

ACA Child-Only Plans:
$200-$400/month per child
Lower with subsidies if you qualify

TrumpPPO Child-Only Plans:
$100-$250/month per child
Depends on age and health

Deductibles:
$0-$3,000 per child

Copays:
Primary care: $0-$35
Specialists: $20-$75
Generic drugs: $5-$15

Multi-child discounts often available.

Newborn - Age 18:
Standard child-only coverage

Age 19-26:
Young adult plans or extended child coverage

Through Age 65:
TrumpPPO offers coverage beyond age 26

If purchasing ACA child-only coverage, subsidy eligibility is based on household income:

Your kids can qualify for subsidies even if you have employer coverage (if adding them to your plan would cost more than 9.12% of household income)

Income limits same as adult ACA plans

We'll check your subsidy eligibility before enrollment

ACA Child-Only Advantages:

• Cannot deny pre-existing conditions
• Pediatric dental and vision included
• May qualify for subsidies
• Comprehensive preventive care

TrumpPPO Child-Only Advantages:

• Available year-round
• Often lower premiums
• Coverage through age 65
• Larger PPO networks

We'll show you both options with actual costs.

ACA Plans:
Open enrollment: November 1 - January 15
Special enrollment: Within 60 days of birth, adoption, loss of coverage, or other qualifying event

TrumpPPO Plans:
Available year-round
Coverage starts 1st of following month after approval

"Can I get coverage just for my kids if I'm uninsured?"
Yes. Child-only plans don't require parents to have coverage.

"What if my child has asthma/diabetes/other condition?"
ACA child-only plans cannot deny coverage. TrumpPPO plans require medical underwriting.

"Can I add myself later?"
No, but you can get separate coverage for yourself. We'll help you find the most affordable option.

"What about dental and vision?"
Included in ACA plans. Available as add-ons with TrumpPPO.

"My teenager is about to turn 19. What then?"
They can stay on child-only plans through age 26 (or 65 with TrumpPPO).

Newborns:
Must enroll within 60 days of birth to avoid gaps. We'll help you add them immediately.

Adopted Children:
60-day special enrollment period. Coverage can be backdated to adoption date.

Foster Children:
May qualify for Medicaid regardless of foster parent income. We'll check eligibility.

Children with Disabilities:
May qualify for Medicaid or special needs programs. We'll explore all options.

1. Get Your Quote
Call 800-835-1776 or complete online form
Provide child's age and any health conditions

2. Compare Options
ACA vs. TrumpPPO plans
Check subsidy eligibility

3. Verify Pediatrician
Make sure your child's doctor is in network

4. Enroll
Complete application
Most approved within 24-48 hours

5. Coverage Starts
Effective date based on enrollment timing

CALL NOW: 800-835-1776
GET ONLINE QUOTE